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Funeral Insurance

Funeral Cover / Whole of Life Cover

  • Guaranteed cash payment when you die

  • The average cost of a funeral is around £3,456 (source Which Report 4/9/13)
    Which Report

  • Premiums that are affordable, with flexible ways to pay

  • You can choose the amount you want to be covered for

  • You can also choose the yearly increase option at the start of the plan. This increases your cover and premium by 5% each year which can help protect against the effects of inflation

  • Choice of providers like Zurich, Aviva and Legal & General




Whole of life insurance is designed to pay out a lump sum of money when you die. A whole life insurance policy is much the same as a normal term life insurance policy but without a defined term. Whole of life insurance guarantees to pay out on death and is a policy that you keep until you die.

Whole of life can be taken out as a single life or a joint life and you can choose whether you would like it to pay out on first or second death.  

Provides a lump sum to pay for your funeral and to pay off loans.  We can provide the peace of mind that your loved ones won’t be left with this bill to pay after you have passed away

How Much Does A Whole Life Insurance Cost?

Whole of life insurance quotes depend on a number of factors. Of course age is the biggest factor along with health, occupation and smoker status. The amount of cover you choose will also have a big effect so to keep the premiums lower you may want to think carefully about how much cover you need.


  • ·         PT Insurance are not authorised to advise on investment based whole of life insurance, you will be referred to a suitably qualified and authorised adviser.
  • ·         Some of the products/services shown above are not/or may not be regulated by the Financial Conduct Authority
  • ·         We are unable to provide you with advice on Funeral Plans however we can introduce you to an authorised and regulated Financial Adviser who can provide you with specialist advice in this area.


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